» Frequently
Asked Questions (FAQs)
We, at Indian Bank endeavor continuously to serve all your financial needs.
We understand that presently you may be taking all investment decisions
by yourself, using your own knowledge and expertise. Considering the multiplicity
and complexity of investment options now available in the market, collecting
and analyzing such information may involve considerable time and efforts
on your part. In an attempt to assist you in taking right decisions in financial
matters, we introduce to you our new venture
Wealth Management Services
Wherein we will share with you our expertise that we gained over
the last 100 years of banking. We
have a dedicated team of Wealth Managers (WMs) to assist you in
your Financial Planning, including
· Analyzing your risk profile,
· Understanding your present and future financial
needs,
· Matching your requirements with the available
investment options
· Explaining the risk inherent in such
investments
· Achieving the returns to fulfill with your
financial objectives and goals.
Your Dreams
Each one of us has a dream to fulfill, like
· To see our investments growing
· To meet our liabilities fully and timely
· Optimising tax
liability
· Marriage or Higher education for children
· Having a peaceful retired life
· Protect our families from any unforeseen events
· To
insure our health as well as our assets
Your Challenges
However there are challenges to be met before the above
dreams are achieved. The main challenges
in developing a Financial Plan are your:
· Income stream
· Risk Appetite
· Cash outflows
· Available investment avenues
· Social obligations
Here
comes our role in structuring a suitable Financial Plan for you, matching with
the challenges and your life goals.
Options
available for investments in the Market
There are many
options before you to invest. You can invest in Equity shares in India and
abroad, Mutual funds (Liquid, Equity oriented, Hybrid), Fixed Maturity Plan,
Real Estate, REIT, Gold, private equity, Banks' regular deposit schemes, small
saving schemes of Post office and other tax saving instruments, depending upon
your choice.
Other Value
added services available are like estate planning, asset management, legal
advice, and tax planning and portfolio management.
OUR VALUE PROPOSITION
We offer you Advisory Services, without handling
your funds in any form. Beginning from your present financial profile,
our Customer Relationship Officers would take you through the various
stages involved in Financial Planning, like assessing your risk profile,
understanding your future needs and security concerns, income streams
and your retirement goals.
We also understand that preserving wealth for future generations is also
top in your list of priorities. We can structure a suitable financial plan
for you, with appropriate asset allocations over different time horizons,
to help you achieve your life goals. We also assist you in executing the
plan by liaising with our business partners in India and abroad. |
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FINANCIAL PLANNING
We adopt a multistage approach towards Financial Planning.
During the first stage, we interact with you to really understand
things that are most important to you and what you would like to achieve
with your money. We would also analyze your present financial profile
and risk appetite.
Working with this information, we take an overall view of your wealth
and see how it can be best applied, so that you take control the future
and achieve your life goals effortlessly.
From there, we go on to develop a financial plan and investment strategy
for you - one that properly fits your goals, timescales and risk tolerance.
Once the financial plan is implemented, we also undertake regular
monitoring of your portfolios, to ensure that your plan stays in the
right track over the passage of time. Periodic reviews would also be
made, so that necessary adjustments can be made on a timely basis.
In short we just do not make a plan for you and leave you midway -
We stay with you through out, as a guide.
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PRODUCTS AND SOLUTIONS
Mutual Funds
Our team would advise you on the intricacies of Mutual Fund market.
Whether Equity funds where you look for investment growth or debt funds
where you aim at capital preservation, we can suggest you to the right
funds and right mix
Life Insurance
Stop worrying about choosing the right plan to secure your family's
future. We can assist you here by selecting those schemes that are
most suitable for your profile and goals.
General Insurance
We can also suggest non-life insurance
solutions to your everyday concerns on Health, Home, property & Motor
insurance.
Deposits Products
You can choose from wide range of Fixed Deposits, with attractive
interest rates.
Retirement Solutions
"Proper planning prevents poor performance".
We at Indian Bank, endeavor to provide you with various options to
enjoy your retirement life the way you want to be.
Demat Account & Online Stock Trading Platforms
You can now open Demat account with our Bank, to keep your securities
in dematerialized form.
Through our Subsidiary Ind Bank Merchant Banking Services, we bring
you a state of art online trading platform, at competitive terms. With
interconnectivity between your Demat and Bank account with Indian bank,
a convenient 3 in 1 structure is now available for seamless online
trading in BSE and NSE stocks.
Deposits Products
You can choose from our Bank's wide range of Fixed Deposits, with
attractive interest rates. Our Power and Platinum SB accounts offer
great value to HNIs.
Swarna Mudra ( Indian Bank Pure Gold)
An ideal instrument for gift as well as savings, pure Gold coins are
available at all our major branches. These 24 Carat gold coins are
imported from Switzerland and carry a 999.9% Assay Certification, signifying
highest level of purity as per international standards.
Credit Card
Enjoy the power of our Global Visa Card, to meet all your requirements,
around the world. Free personal accident cover available for both cardholder
and one add-on cardholder
Debit Card
Our Mastreo Debit Card is valid internationally and accepted at all
Master card merchant establishments worldwide
Mobile Banking
Banking at your convenience! Make payments and funds transfers through
your Mobile phone by registering your hand phone number with us.
Internet Banking
We offer you full suite of Internet banking facilities, from the convenience
of your home or office, anytime, anywhere. Do countrywide funds transfers
to any Bank any Branch, using NEFT facility. Log on to our website:
https://www.indianbank.net.in for further details.
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CONTACT US
Wealth management team:
| HO:TEAM |
BENGALURU TEAM |
| Shri.Anupam Saha |
9444396336 |
Shri.Santosh Mari |
9449864109 |
| Shri. Sumit Gilhotra |
9445001077 |
Shri.Mithun Kumar N |
9449864209 |
| Shri.T Manivannan |
9677015160 |
Ms.Meenakshi Barik |
9980375328 |
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Ms.Chinmayee N |
9449864207 |
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Shri.Devendra Kumar |
9449864208 |
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| CHANDIGARH TEAM |
DELHI TEAM |
| Shri.Nehil Jindal |
9888333229 |
Shri.Ravindra Singh |
9650014545 |
| Shri.Lucky Goyal |
9888193433 |
Shri.Rakesh Kumar Singh |
9650437474 |
| Shri.Krishna Dwivedi |
9888578788 |
Shri.Vardan Shastri |
9650597272 |
| Shri.Pawan Kumar Yadav |
9996020699 |
Shri.Mohd Wamique |
9650766565 |
| Shri.Kapildev Sharma |
9988919025 |
Shri.Shailendra Verma |
9650426363 |
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| HYDERABAD TEAM |
MUMBAI TEAM |
| Shri.G N Deekshit |
9912729700 |
Shri.Manish Kumar |
7738733300 |
| Shri.Haribabu Dondla |
9912842400 |
Shri.Abhishek Kumar Gupta |
7738152021 |
| Shri.Kabilan |
9912842300 |
Shri.Anuj Kumar Vajpyee |
7738152022 |
| Shri.Kabil Kumar V |
9912842500 |
Ms. Jigna P Trivedi |
7738152024 |
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Shri.Gopal Krishna Singh |
7738152023 |
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Shri.Santhosh Kumar Shaw |
7738152018 |
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| CHENNAI TEAM |
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| Shri.K Rambabu |
9677015158 |
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| Shri.V Haribabu |
9677015162 |
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| Shri.Sathish |
9677015170 |
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| Shri.G Venkatesh Rao |
9677015159 |
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| Shri.V R Gnanasekar |
9677015161 |
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| Shri.Bino Joseph |
8754491925 |
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| Ms.Priyadharsini |
8754491926 |
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Office Address:
Indian Bank
Wealth Management Services,
No.254-260 Avvai Shanmugam Salai, Royapettah, Chennai – 600 014
Phone: +91 44 28134172/ 28134442
Email: wms@indianbank.co.in
FAX: 044 - 28134170/2813 4177 |
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